15th

September, 2014

First Citizens Visa Platinum Credit Card Review

Students heading off to college (and their parents, for that matter) may want to consider signing up for a First Citizens Visa Platinum Credit Card beforehand, because those who carry this plastic are eligible for free cell phone protection insurance. The First Citizens Visa Platinum Credit Card offers some other interesting and attractive features not always found on other cards. Plus, by carrying this card you not only enjoy cell phone protection, but you are automatically enrolled in a program to help earn free air travel. First Citizens Visa Card Rates & Fees No annual fee Foreign transaction fee is…

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13th

September, 2014

Credit Cards in the News: September 6-12, 2014

Credit card news pops up every week and it’s not always easy to keep track of each story, especially all the stories about credit card fraud. That’s why we provide you with a summary of the top stories on CompareWallet so you can read what matters the most and not have to worry about all the other stuff. Here are the highlights for September 6-12, 2014.  Millennial Generation Shies Away from Credit Cards The results of a recent survey from Bankrate.com were released, depicting Millennials as the most credit-averse age group. The majority of young adults, under the age of 30,…

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11th

September, 2014

Emergency Planning: Don’t Forget Your Plastic

Throughout September there will be activities across the country to promote emergency preparedness. More than 3,000 groups including national, regional, and local public and private organizations are supporting National Preparedness Month by encouraging all Americans to be proactive in the event of an emergency. Money Matters in an Emergency Two of the top five reasons people declare bankruptcy is due to medical expenses, job loss and unexpected expenses. Emergencies happen and can occur suddenly. Although the government does offer some relief efforts and support, depending on the severity of the emergency (usually a natural disaster), they don’t offer funding for…

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10th

September, 2014

Simple Bank & Card Review

From the second I came across Simple, I was rather enamored—good design, innovative concept, and a willingness to compete with the nation’s biggest financial institutions. It’s not a credit card and it’s not just an app; it’s an actual bank that’s completely online and comes with a pretty white debit card.   Simple Debit Card Features Visa debit card Account accessible via mobile app and website 55,000 fee-free  ATMs Automated budgeting and saving Photo check deposit Payment functionality   Pros: The user interface of both the app and website is elegant, intuitive and, frankly, fun to use. Even the debit…

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9th

September, 2014

Rent Payments May Now Part Of Your Credit Report

All Americans have some interest in making sure that they have a good credit report and a high credit score. Certainly, these factors are vital when applying for a home mortgage, an auto loan, or a new credit card. But in addition, our credit histories are increasingly becoming a factor when setting insurance rates and can also be used for pre-employment screening. Unfortunately, many of the regular bills we pay have not appearing on our credit reports, such as utilities and rent. But recently, two of the three major consumer credit bureaus, Experian and TransUnion, announced that they would be including rent…

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